Does anyone know how much a vaginal birth at a hospital costs before insurance? I know that there are a lot of factors like how much the facility wants to charge vs what the ins. company will allow them to charge and lots of other confusion. I am looking for a ballpark figure. Jeff and I had $2500 in our health savings account, but we have burned through that at lightening speed. We only have $675 left to cover our hospital fees! Eep! I will owe 20% of whatever the hospital charges so I'm thinking out of pocket will be $2000-$3000. Basically I don't have enough money. Damn.
We knew we were going to have a baby this year...but I didn't count on myself getting really sick on top of the cost of the baby. I'm not even diagnosed yet because I didn't want to risk the health of the baby by doing extensive tests...but just treating my symptoms has been expensive. I either have Ulcerative Colitis or Crones disease. Or colon cancer. Probably not the last one but I really don't know. So on top of the cost of the babys delivery I still need more diagnostic testing done. I am praying that this is just an autoimmune intestinal problem that showed its ugly head because of my hormone fluctuations. Who knows. Maybe I will magically get better once the baby is born since I got sick right at 5 weeks. And by sick...well it involves my ass but I will keep the gorey details to myself. :D
The good news is that Griffin is growing perfectly. The bad news is that by the end of the year we are going to be drowning in medical bills.
Monday, June 29, 2009
billz billz billz
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8 comments:
Have it at home with a midwife...
Win for everyone!
Homebirths w/a midwife still run $2000! But if I were to accidentally deliver at home by myself I wouldn't go to the hospital! I would save my money for botox! :D
Ask the hospital what their charge is for a cash-paying patient. When I had Lourdes, we just paid cash and it was WAY less than if we went through insurance then had to pay the difference/deductible/etc. It's worth a try at least to see if there will be savings for you.
I have been wondering how you were doing health wise. I know we don't talk anymore, but I'm still praying for you and wishing you only the best.
Wow...I hope that your stomach is better. And I had no IDEA that births cost that much??!!!
When Temper and his now ex-wife had their second kid, he had to sell a whole bunch of prized possessions to pay for the hospital bills because his kid was a high-risk pregnancy. Eeep!
I say go for a home delivery if you can.
I am curious to hear more about what your diagnosis is once that is determined for sure and hope yo get better soon!
So...I want to say when I had big boy, they sent us a bill for 10 -15,000 that the Man freaked out about. I remember because it wasn't the correct hospital, but H had said it didn't matter, it was an emergency and insurance would cover it. Then he freaked out on me and I got really upset. Of course I had a newborn and was emotional anyway. But, luckily insurance did cover it. So long story short...if I remember correctly that is what the bill was:(
Home birth? Will there be an epidural? lol
I love my HMO. I paid $200. Total. All dr. visits for the whole pregnancy, all tests, the whole hospital stay, dr. bill, anesthesiologist...
I would do what Sara suggested, call and ask what a cash paying delivery is. Worth a try!
I paid $10. for Chance.
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